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Estimate monthly capital-and-interest repayments, loan-to-value and total interest over the mortgage term.
This calculation assumes a constant interest rate and monthly capital-and-interest repayments. It excludes lender fees, insurance and changes in interest rates.
| Year | Opening balance | Capital repaid | Interest paid | Closing balance |
|---|
Use this calculator to see how changing the deposit, interest rate or term may affect estimated monthly repayments. It is an illustration rather than a mortgage offer or affordability assessment.
The repayment formula assumes the rate stays unchanged for the full term. Real mortgages may have introductory rates, variable periods, fees, overpayments or interest-only structures that produce different results.
LTV is the mortgage amount expressed as a percentage of the property value. A larger deposit generally produces a lower LTV.
No. The calculation assumes a constant interest rate and standard monthly capital-and-interest repayments. Lender fees, changing rates and other costs are not included.
No. It is an educational estimate only and does not assess eligibility, affordability or lender criteria.
Speak with an adviser about the property opportunity and, where appropriate, independent mortgage advice for your circumstances.
We will include your searches and viewed properties, so you do not need to repeat your requirements.
